Bilal Islah

pERMANENT

Bilal Islah

Household Finance, Urban Economics, Behavioral Macroeconomics

BIOGRAPHY

Bilal Islah is an Assistant Professor of Business Economics at the Africa Business School. He holds a doctorate from the Graduate School of Business at Stanford University in Finance, and a bachelor’s degree in Mathematics and Economics from the University of Toronto. Bilal’s main research interests involve the links between household finance and urban economics. In particular, how behavioral deviations from benchmark economic models can impact household ability to borrow, save and self-insure against risk. In addition, studying how urban policy can impact and shape household financial decision making.

BUSINESS EXPERIENCES

Prior to joining the Africa Business School, Bilal was based in San Francisco and worked at Lyft, Inc. doing transportation and economic policy research. This involved economic modeling and statistical analyses related to labor economics and flexible work arrangements, marketplace dynamics and competition, and sustainability and electrification. As well as supporting the economic modeling of the impact of regulatory efforts at different levels of governments.

Bilal has also been involved in previous projects with US household financial data from FinTech providers. Specifically, Bilal has worked with large retail banking and credit bureau datasets spanning millions of US households.

CORPORATE EXPERIENCE

Lyft, Inc

INTERNATIONAL EXPERIENCE

USA

FILIATIONS / ASSOCIATIONS AMONG HIGHER EDUCATION ESTABLISHMENTS

NOTABLE PUBLICATIONS

Islah, B. (2022). Essays in household finance [Dissertation]. Stanford University. Islah, B. (2021). Household Expense Shocks and Consumption Smoothing—Evidence from Automobile Expenses. UEA 2021 North America.